The Purple Passport

Seasoned advice for British Travellers

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3 Ways a Student Travel Insurance can Help while You are Studying Abroad

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According to a recent Reserve Bank of India report, approx. 4 lakh Indian students will be studying internationally by the year 2024. If you are planning to study abroad, let us tell you well in advance that it is not a walk in the park.

Studying abroad is a unique experience. You get to explore a new place, culture and meet interesting people. However, you should also be prepared for uncertainties that may come your way during your time abroad. 

Here are a few things that you should be aware of and how a student travel insurance can come in handy.

 

  • Financial Protection In Case Of Medical Emergencies

 

It would be best if you took care of your health when studying away from home, especially when studying abroad. However, sickness comes uninvited and medical treatments, and hospitalization is expensive in a foreign country. For this purpose, you need to be financially protected in case of any medical emergency, and this can be done with an adequate student travel insurance plan.

 

  • Coverage For Treating Big Diseases And Unavoidable Medical Procedures

 

Not only the basic medical treatments are expensive in a foreign country, but the expenses incurred for the treatment of big diseases can burn a hole in your finances. A student travel insurance plan, in this situation, will help you seek necessary treatments without having to worry about the expenses incurred.

 

  • Also Provides Basic Coverage

 

Apart from providing financial protection to you when studying abroad, the student travel insurance also covers you in case of lost baggage, lost passport, delay in baggage, or missing connecting flights. 

Also, personal liability coverage in case you break the law when living abroad without being aware of it or cause damage/loss to the third person or property is covered under the student travel insurance plan. 

Other Important Things Covered Under Student Travel Insurance Are As Follows –

  • Accidents causing bodily injuries when living abroad
  • Dental treatment
  • Emergency expenses for medical evacuation to India
  • Total loss of baggage
  • Cost of obtaining a fresh/duplicate passport in case you lose one when traveling
  • Reimbursement of semester/tuition fees in case of interrupted studies due to medical reasons
  • Payment of bail amount to the necessary officials in case you are arrested or detained by any judicial authority for bailable offense when in a foreign country
  • Expenses incurred when transporting your remains back to your hometown in case of your sudden death

Over To You

Not only student travel insurance is a mandatory document when planning your studies abroad, but it is also financial protection that provides much-needed peace of mind to you and your parents back home. So, ensure that you choose a plan that offers you extensive coverage in the time of need.

3 Most Welcoming Countries for Students

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The market for international studies is getting bigger day by day. More students across the globe are looking for the best quality education, and they are willing to travel thousands of miles to acquire it. Certain countries boast of better international education systems than others; these are the countries that international students flock to.

Top tutors at IBuyEssay have vast experience with international studies, and they recommend the following three countries as the most welcoming for international students.

1. The United States

The international studies market in the US is estimated to be worth over $50 billion. Therefore, the US is the top choice for international students.

The US boasts of some of the leading international universities. These include Harvard, Princeton, and MIT. It is also home to lesser-known international universities such as Illinois State University and Pace University. All these universities have the most advanced systems of international studies, and the knowledge obtained here is easily marketable.

The US is welcoming to international students in a variety of ways:

  • Cultural Diversity and Inclusivity

The US is the boiling pot of the world with a population that comprises people from all walks of life. The cultures here are diverse, and your peers will make you feel at home.

  • Student Financial Aid

While the US is not the cheapest place to study, there are lots of organizations that offer financial aid to international students. There are also other organizations that help international students settle down and even get citizenship.

  • Enlightening Experiences

The US student lifestyle is under-rated. It is not all about partying. Smart students take advantage of their time in the campus to network, gain new skills and exciting ideas. You will meet thousands of international students like yourself. You will also interact with young minds seeking to change the world with innovative, progressive ideas.

2. United Kingdom

The UK takes in over 500,000 international students every year. Most of the UK’s international students come from China, The United States, Germany, Ireland, and India. It is estimated that the UK’s international studies market is worth about $5 billion.

There are several reasons why international students are drawn to the UK:

  • Globally Recognized International Universities

The UK is home to some of the leading international universities. These include Oxford, Cambridge, the University of London, Newcastle University, and Cardiff University. These universities offer over 50,000 courses spread across more than 25 subject areas.

  • Financial Support

Scholarship programs in the UK are offered on a merit basis. That means that outstanding international students have better chances of qualifying for financial aid. There are also other organizations that help international students settle down in the country.

  • Law Requirements of Entry

The UK student visa is easy to get as the process is transparent and straightforward. International students can also obtain a work permit that allows them to work while studying, and even after graduating.

3. Australia

 

Australia’s international studies market generates about $3 billion of annual revenues. Most international students studying here are from India, Canada, China, South Korea, and Indonesia. Some of the incentives they find here include:

  • Notable International Universities

Australia is home to several global universities that include Macquarie University and The University of Western Australia. Certifications from these universities are coveted and easily marketable. Courses taken by the international students in Australia are fully covered by the Australian Qualification Framework.

  • Inclusive Society

Australia has a diverse population of people from all over the world. The sheer number of international students also means that you will interact with different cultures and gain new perspectives on life in general.

  • Low Cost of Living

The cost of living in Australia is significantly lower compared to the US and the UK. It is also easier to get a student visa here, as there is less bureaucracy involved.

With competition in the job market heating up, students with highly esteemed certifications are at an advantage. International learning at the leading universities in the above-mentioned countries is the way to go. They have some of the best global learning institutions, and you will find them extremely friendly.